Get best health coverage for our family from Religare Health Insurance

Religare Health Insurance Company is an entity that comes under the group of Religare Enterprise Limited, Corporation Bank and Union Bank of India. Though the company offers almost all types of insurance ranging from two-wheeler to Term Life Insurance, its health insurance and term life insurance have gained popularity over the years due to their excellent features and benefits. The company has been in existence for several years now and many people from different parts of the country have availed numerous benefits from its insurance plans. The health insurance cover provided by Religare are best suited for individuals as well as their family members.

The lifestyle and thought process of the current generation has changed significantly as compared to their predecessors. Nowadays due to hectic life schedule and busy work routine, most of the individuals are looking to lead a life that is stress free and devoid of any uncertainties. One such uncertainty is the emergency medical situation that can appear out of nowhere. To tackle this unforeseen situation, Religare has devised a health cover that can take care of all such medical situations. Customers who avail their benefits do not need to worry about medical emergencies any more. These policies provide a safeguard against expensive medical treatments which otherwise would have been very difficult for the customers to bear on their own.

Key Plans offered by Religare Health Insurance Policy

Religare health insurance policies are very competitive in the market and provide some of the best health care plans. There are numerous plans which insured can avail, some of which are listed below:

Comprehensive Health Coverage: The Comprehensive Health Coverage plan at Religare is known as CARE. This plan has been designed to take care of all your medical needs. Through this plan, Religare aims to provide all the medical benefits and features to all the members of the family under a single umbrella. Some of the special features of this plan are No limit on ICU charges, cover for ambulance charges, availability of no-claim bonus and domiciliary cover. The plan comes at a very reasonable amount of premium which does not put any burden to the pockets of the insured.

Additional Plans

Religare also presents to its customers, some of the customized plans that they can choose from based on the medical needs of themselves and their family. Although majority of the features remain the same, these plans have been tweaked a little keeping in mind the financial status of all the customers. Some of these customized plans are listed below:

Super Saver Plan: This plan is designed for those individuals who want a medical cover of up to 4 lakhs. This plan provides most of the basic benefits to the insured and works best for the common people who fall in the average salary bracket.

Elite: As per the name, this plan is devised for elite set of customers who are looking for additional benefits and top up and are willing to pay a higher premium. This plan includes the sum assured of 5, 7 and 10 lakhs.

Elite Plus: The next level of health cover offered by Religare is called the Elite Plus. This provides five possible coverage amounts viz 15,20,25,30 and 40 lakh. This is suitable for corporates who are looking for some of the finest medical insurance services.

Global and Global Plus: The next level of plan that is generally suitable for very rich and extremely prosperous individuals are the global and global plus plans. Both these plans provide extreme benefits to individuals and their family. Accordingly, the insured has to pay a very high amount of premium to take this cover.

Health Insurance has now become the need of the hour. Arguably this is one of the most important and must to have insurance cover for individuals and their family members. The biggest truth of life is that it is very uncertain and unpredictable. You cannot control your life but you can certainly take precautionary cover that can empower you to tackle unforeseen situations in life. This precautionary cover is nothing but insurance. So, in case you have still not thought about it till now, it’s the right time to give it your attention so that you can secure your future in your present.

Source: Get best health coverage for our family from Religare Health Insurance

Unique features and benefits of Religare Health Insurance Policy

One of the most popular insurance policies in India is health insurance although a large sector of people still pay their hospital bills out of pocket. This is because of either negligence or ignorance. For us, it makes sense to weigh the pros and cons of health insurance and avail the same at the earliest!

Health insurance provides dual benefits to the insured. One, this provides a financial cover to the insured to meet his financial needs in case of any medical emergency. Second, it also provides him with an opportunity to avail some of the best medical services from the hospital centres of his choice. Both these features are extremely important and in the absence of any such health insurance cover, it would have been very difficult for the insured to take care of his medical needs. Thus, health insurance is not only important but unavoidable!

One such company that is gaining more and more importance recently is the Religare Health insurance company. This insurance company has come up with various innovative plans with extremely interesting features and benefits that are sufficient to meet the medical needs of an individual and his family members. Religare enjoys an extremely high success rate and all the people who have availed insurance services from Religare have been extremely satisfied with its services. It is a specialist insurance provider whose motive is to provide the best insurance services to its clients. Through its robust distribution model and excellent services, it has been able to bring a smile on the face of all its customers.

Key Features of Religare Health Cover

Sum Insured: The insurance policy cover provides multiple options of selecting the sum insured. The sum insured varies from as low as 2 lakh to as high as 6 crores. This has been designed keeping in mind the different needs and requirements of the individuals. While the cover of 2 lakh is basic and is suitable to family with low income, an amount of 6 crore is suitable for HNIs.

No-claim bonus: In case an insured does not make any claim in a policy period, he is eligible to take a no-claim bonus discount or offer in the next policy period.

Health Check-up: Religare health cover provides the insured the benefits of doing annual health check-up to a certain limit. These checks up are essential and one should get them done on a regular basis.

PAN India Network: Another important feature of the health policy is that individual can get the hospitalization done at any of the network hospital based on his needs and convenience.

Renewability: Life-long renewability option is available with health cover policy from Religare. In addition to this, there is no pre-policy check-up required under the care freedom plan.

Waiting period: Waiting period of 2 years is required in case of any pre-existing disease of the insured.

Coverage: Almost all the health insurance policies provided by Religare provide insurance cover for an individual as well as his family members.

Long-term policy: Instead of taking a single year policy and renewing it every year, an individual can go for a combined three year plan which will mean increased benefits at reduced price.

Customized Plans: If an insured is not satisfied with the default plans offered by Religare, he can still go for customized plans where he can try and tweak the plan based on his medical needs.

Benefits of Religare Health Insurance Cover

One stop shop: Religare health insurance policy is a policy for all. You do not have to worry about the financial status of your family when you approach Religare. They have a plan for all the strata of society and offer numerous benefits under one roof.

Personal Attention: An insured can count on them when he needs it the most. In case of any difficulties during purchasing the policy or filing a claim, Religare can provide the insured all the attention he needs.

Hassle free process: The entire process of querying about the policy, buying the policy and filing the claim has been made online. You can now purchase a health insurance with Religare in just a matter of few minutes.

So, when it comes to offering insurance cover, Religare is way ahead of its competitors in terms of convenience and affordability.

Source: Unique features and benefits of Religare Health Insurance Policy