Palash was an
old-fashioned investor. He liked personally going down to the bank
and completing the transactions himself. He did not trust the digital
space too much and he also had very little faith in the newer
financial institutes who promised to have newer and more
technologically advanced products. So when Palash had to buy a health
insurance plan, he decided to trust no one but the ever reputed SBI
brand. He took a quick look at the SBI health plans and bought the
policy he liked the most.
State Bank of
India truly is the banker to every Indian. It has been in service for
decades and catered to all the financial needs of its clients. And
now with the insurance plans being available with SBI, the going has
become even simple for the insurance seekers. In this article we talk
about the features that make the SBI health plans stand out. Take a
look.
Is health
insurance necessary?
In one word, yes.
Health insurance is not only necessary, it is vital! In today’s day
and age, where stress, pollution, erratic lifestyle choices and
improper food habits prevail, you are exposed to the risk of
contracting many serious illnesses. The risk is actually much higher
than what it used to be a few years back. Therefore, buying a good
health insurance plan is mandatory.
Group health
plan v/s individual health plan
A majority of the
employers in India provide group health insurance coverage to the
employees. So if you are employed, in all probability, you already
have a basic health insurance cover. But is that cover sufficient?
Perhaps it is not. The group health plans provide a limited amount of
coverage while with an individual plan you can opt for a higher
coverage, keeping the health requirements of your entire family in
mind. So even if you have a group plan in place, make sure you buy a
larger, comprehensive health insurance from a reputed insurer like
SBI right away.
Trustworthiness
of SBI health insurance
Like mentioned
above, the SBI brand name carries a lot of weight in India. SBI owns
the major hold of 74% in the partnership. The insurance plans from
SBI General are available at most of the SBI branches and online as
well, making it simpler for you to obtain the health insurance
policies.
The best SBI
health insurance plans
So now that you
know how important it is to have a good health plan in place and you
also know a little more about one of the best insurance providers,
let us take a quick look at the health policies on offer from SBI:
-
Basic health insurance plan: This is a basic, no-nonsense health insurance plan from SBI. The plan offers wide coverage options, ranging from Rs 1 lakh to Rs 5 lakhs. You can buy this plan for your whole family. Some of the best features of this plan are day care coverage, no medical tests for people under the age of 65 and the availability of cashless hospitalisation facilities.
-
Arogya Premier Policy: This is a truly unique health insurance plan from SBI. Apart from providing a high sum insured, the policy also pays for a large range of medical treatments. This means that if you opt for an alternative type of medical treatment, such as ayurveda or homeopathy, you can make a successful claim. Of course, the claims can be made for all the regular allopathic medical expenses too. This plan provides a large cover and you can buy it for all the members of your family too.
-
Hospital Daily Cash Insurance Policy: This is an extremely beneficial health plan from SBI. It assists you with a fixed sum of money for every day that you spend in the hospital. This is hugely beneficial as with the rising hospital charges, it is very difficult to seek proper healthcare unless you have a good health plan in place. Once you buy the Hospital Daily Cash Insurance Policy from SBI, you can stop worrying about arranging the funds to pay for a premier hospital bed.
Conclusion
So as you can
see, health insurance is an absolute necessity these days. So if you
still have not covered your own health or the health of your loved
ones, do so immediately. Take a look at the wonderful health
insurance plans from SBI and you will surely be able to find a great
policy that caters to all your needs.
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